In this interview, Roberto Romero von Buchwald, Superintendent of Banks of Ecuador, examines the main challenges currently faced by banking supervision within a context marked by technological transformation, financial globalization, and the need to reinforce systemic stability. He discusses the implementation of the Risk-Based Supervision model and the progressive adoption of international Basel III standards, emphasizing the relevance of institutional autonomy, technological investment, and international cooperation as key elements for effective and modern supervision. The conversation also reflects on the regulation of fintech entities and their potential to foster financial inclusion and literacy, as well as on the recent progress achieved in transparency, banking resolution, and financial governance. This interview provides a comprehensive perspective on the role of the Superintendency of Banks in strengthening a sound, innovative, and inclusive financial system that contributes to Ecuador’s sustainable economic development.
